Checking & Savings

Overview

T Bank has many checking and savings options to help you manage your money. T Bank has an account that's just right for you.

Checking Accounts

T Bank has a checking account that's just right for you. All accounts offer Free Internet Banking with Free Bill Payment service and Free Debit Card with no fees. We even refund other bank ATM fees automatically.

T Basic Account

T Basic checking account is a low-cost account for someone who writes a limited number of checks each month. We offer Free Internet access with Bill Pay and Debitcard usage.

$100.00 to open
No Minimum balance
Free Internet Banking
Free Online Bill Pay
Free Personalized E-Mail Notification
Free Debit Card* with no transaction fees and unlimited Point-of-Sale transactions
Free 24 Hour Telephone Banking
15 debit transactions per month
Over 15 debits transaction fee of .50 each
$5.00 per month service charge

T Total Account

T Total Checking is an account which allows unlimited check writing. We offer Free Internet access, Bill Pay and Debit Card usage.

$200.00 to open
Free Internet Banking access
Free Online Bill Pay
Free Personalized E-Mail Notification
Free Debit Card* with no transaction fees and unlimited Point-of-Sale transactions
Free 24 Hour Telephone Banking
Unlimited check writing
$10.00 service charge *

* Service charge is waived with $750.00 minimum average collected balance

T Direct Account

T Direct Checking is a Free account for anyone who receives direct deposit to their account from Payroll or Social Security. We offer Free Internet access, Online Bill Pay and Debit Card usage.

$200.00 to open
No minimum balance required.
No service charge with direct deposit of Payroll or Social Security
Unlimited check writing
Free Internet Banking
Free Online Bill Pay
Free Personalized E-Mail Notification
Free Debit Card* with no transaction fees and unlimited Point-of-Sale transactions
Free 24 Hour Telephone Banking

T Plus Account

For individuals who maintain higher balances, a T Plus Account is just what you need. Our T Plus checking account earns a competitive rate of interest. We offer Free Internet access, Online Bill Pay and Debit Card usage.

$300.00 to open
Free Internet Banking access
Free Online Bill Pay
Free Personalized Email Notification
Free Debit Card* with no transaction fees and unlimited Point-of-Sale transactions
Free 24 Hour Telephone Banking
$12.00 Service charge *
Unlimited Check writing
Interest paid monthly **

* Service charge is waived with $1,500.00 minimum average collected balance
** APY & interest rate subject to change

Savings Accounts

T Bank Savings accounts offer competitive rates while giving you easy access to your funds. We offer flexible Savings accounts to help you save for your individual goal today.

T Savings Account

T Savings Account earns a competitive rate of interest with a low minimum balance. Sign up for Free scheduled transfers to help your savings grow automatically.

$100.00 to open ($50.00 for Minors and Senior Citizens)
Free Internet Banking access
Free 24 Hour Telephone Banking
$5.00 service charge *
3 Debit transactions allowed quarterly. **
Quarterly statements
Interest paid quarterly ***

* Service charge is waived with $300.00 minimum average collected balance
** $3.00 excessive activity charge
*** APY & interest rate subject to change

T Market Account

T Market Account offers competitive tiered interest rates and easy access to your money.

$1,000.00 to open
Free Internet Banking access
Free 24 Hour Telephone Banking
$15.00 service charge *
Ability to make six pre-authorized or telephone transfers per month, with no more than three by third party checks or debit card **
Interest paid monthly ***

* Service charge is waived with $2,500.00 minimum average collected balance
** $10.00 excessive activity charge
*** APY & interest rate subject to change

Interest Rate Tiers

$2,500-$9,999.99
$10,000-$24,999.99
$25,000-$99,999.99
$100,000-$249,999.99
$250,000-$499,999.99
$500,000-$999,999.99
$1,000,000 and up

CD's & IRA's

T Bank offers CD's & IRA's at competitive interest rates. We have a variety of terms to meet all your investment needs.

CD's

From short to long term maturities, TBank offers competitive CD rates to help your investments grow.

Terms 7 days to 5 years

IRA's

Retirement Calculator

Invest your Individual Retirement Account funds with T Bank. We offer competitive rates to help you save for your retirement.

Terms 12 months to 18 months

Check Reorder

Reorder checks in person, by phone or through our T Net Internet Banking Service

* Debit Card subject to credit approval
** You may link your Savings account to your Checking account to earn no fee status if the minimum average daily balance in your Savings is $2,000.00 or higher.

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