Business Accounts

 

Business Accounts

T Bank offers checking and savings accounts that provide the flexibility you need to successfully manage your business operations.

Checking

Ideal for businesses with a lower volume of activity in their checking account.

  • $100.00 to open
  • Unlimited transactions
  • $12.00 Monthly service charge **

**Service fee is waived with $1,000.00 minimum average collected balance for the statement cycle

NOW Checking

The NOW checking account is for Sole Proprietors and Non-Profit Organizations. Account balances earn a competitive rate of interest.

  • $100.00 to open
  • $10.00 Monthly service charge *
  • Unlimited transactions
  • Interest paid monthly **

* Service charge is waived with $5,000.00 minimum average collected balance for the statement cycle
** Interest rate subject to change. You must maintain a minimum average daily balance of $1,500.00 to obtain the disclosed annual percentage yield.

Money Market Checking

Our Money Market account pays competitive tiered interest rates.

  • $500.00 to open
  • $10.00 service charge *
  • Six (6) debit transactions allowed monthly **
  • Interest paid monthly ***

* Service charge is waived with $1,000.00 minimum average collected balance for the statement cycle
** Regulation D limits certain types of withdrawals and transfers out of savings or money market accounts to a maximum of six (6) per month or monthly statement period. A $10.00 excessive activity fee will be charged for each transaction that exceeds this limit. The account is subject to closure for violation of excessive transactions.
*** APY and Interest rate subject to change. You must maintain a minimum average daily balance of $2,500.00 to obtain the disclosed annual percentage yield.

Interest Rate Tiers

  • $2,500-$9,999.99
  • $10,000-$24,999.99
  • $25,000-$99,999.99
  • $100,000-$249,999.99
  • $250,000-$499,999.99
  • $500,000-$999,999.99
  • $1,000,000 and up

Analysis Checking

The Analysis account is for businesses with a higher number of transactions a month. This account is customizable for larger businesses that need sophisticated cash management services.
Contact a T Bank Client Relationship Manager for account details.

Savings

The T Bank Savings account offers a competitive rate while allowing you easy access to your funds.

  • No minimum balance to open
  • No monthly service charge
  • Six (6) debit transactions allowed monthly *
  • Quarterly Statements
  • Interest paid quarterly **

* Regulation D limits certain types of withdrawals and transfers out of savings or money market accounts to a maximum of six (6) per month or monthly statement period. A $3.00 excessive activity fee will be charged for each transaction that exceeds this limit. The account is subject to closure for violation of excessive transactions.
** Interest rate subject to change

Debit Cards

Enjoy all of the advantages of an ATM card with the purchasing convenience of a business Debit Card. Our debit card can be used at any ATM at no charge. We will automatically refund the fees other banks charge.

To apply, call or visit our location today.

Multi-Term CD’s

T Bank offers CD’s at competitive interest rates. We have a variety of terms to meet all your Investment needs.

Rates

For current deposit and loan rates click here >

T Bank