Rates

 

Deposit Rates / Annual Percentage Yield

CD Rates *

T Bank offers CD’s at competitive interest rates. We have a variety of terms to meet all your Investment needs. All our accounts are FDIC insured up to specified limits.

Term Interest Rate APY
7-14 Day 0.199% 0.20%
30 Day 0.199% 0.20%
60 Day 0.199% 0.20%
90 Day 0.199% 0.20%
180 Day 0.55% 0.55%
1 Year 1.24% 1.25%
2 Year 1.34% 1.35%
3 Year 1.39% 1.40%
4 Year 1.44% 1.45%
5 Year 1.69% 1.70%

IRA Rates *

Term Interest Rate APY
1 Year 1.29% 1.30%
2 Year 1.39% 1.40%
3 Year 1.44% 1.45%
4 Year 1.49% 1.50%
5 Year 1.74% 1.75%

T Plus Checking **

Interest Rate APY
$1,500-$24,999.99 0.099% 0.10%
$25,000-$99.999.99 0.199% 0.20%
$100,000-$249.999.99 0.249% 0.25%
$250,000-$499,999.99 0.299% 0.30%
$500,000-$999,999.99 0.299% 0.30%
$1,000,000 and up 0.299% 0.30%

T Market / T Market Commercial **

Interest Rate APY
$2,500-$9,999.99 0.299% 0.30%
$10,000-$24,999.99 0.299% 0.30%
$25,000-$99,999.99 0.349% 0.35%
$100,000-$249,999.99 0.399% 0.40%
$250,000-$499,999.99 0.548% 0.55%
$500,000-$999,999.99 0.931% 0.935%
$1,000,000 and up 0.931% 0.935%

T Personal Savings **

Interest Rate APY
Average Balance 0.498% 0.50%

T Plus Business **

Interest Rate APY
$1,500-$24,999.99 0.099% 0.10%
$25,000-$99.999.99 0.199% 0.20%
$100,000-$249.999.99 0.249% 0.25%
$250,000-$499,999.99 0.299% 0.30%
$500,000-$999,999.99 0.299% 0.30%
$1,000,000 and up 0.299% 0.30%

* Fixed Rate APY effective 10/02/2017
** Variable Rate APY effective 10/02/2017

Rates may change at any time without prior notice.
CDs & IRAs are subject to a early withdrawal penalty.
Fees could reduce earnings on the account.

Contact a T Bank Client Relationship Manager for further information about applicable fees and terms.

T Bank