Rates

 

Deposit Rates / Annual Percentage Yield

CD Rates *

T Bank offers CD’s at competitive interest rates. We have a variety of terms to meet all your Investment needs. All our accounts are FDIC insured up to specified limits.

Term Interest Rate APY
90 Day 1.49% 1.50%
180 Day 1.69% 1.70%
1 Year 2.08% 2.10%
2 Year 2.33% 2.35%
3 Year 2.37% 2.40%
4 Year 2.47% 2.50%
5 Year 2.57% 2.60%

IRA Rates *

Term Interest Rate APY
1 Year 2.08% 2.10%
2 Year 2.33% 2.35%
3 Year 2.37% 2.40%
4 Year 2.47% 2.50%
5 Year 2.57% 2.60%

T Plus Checking **

Interest Rate APY
$1,500-$24,999.99 0.099% 0.10%
$25,000-$99.999.99 0.199% 0.20%
$100,000-$249.999.99 0.249% 0.25%
$250,000-$499,999.99 0.299% 0.30%
$500,000-$999,999.99 0.299% 0.30%
$1,000,000 and up 0.299% 0.30%

T Market / T Market Commercial **

Interest Rate APY
$2,500-$9,999.99 0.299% 0.30%
$10,000-$24,999.99 0.299% 0.30%
$25,000-$99,999.99 0.349% 0.35%
$100,000-$249,999.99 0.399% 0.40%
$250,000-$499,999.99 1.805% 1.82%
$500,000-$999,999.99 1.805% 1.82%
$1,000,000 and up 1.805% 1.82%

T Personal Savings **

Interest Rate APY
Average Balance 0.498% 0.50%

T Plus Business **

Interest Rate APY
$1,500-$24,999.99 0.099% 0.10%
$25,000-$99.999.99 0.199% 0.20%
$100,000-$249.999.99 0.249% 0.25%
$250,000-$499,999.99 0.299% 0.30%
$500,000-$999,999.99 0.299% 0.30%
$1,000,000 and up 0.299% 0.30%

* Fixed Rate APY effective 10/01/2018
** Variable Rate APY effective 10/01/2018

Rates may change at any time without prior notice.
CDs & IRAs are subject to a early withdrawal penalty.
Fees could reduce earnings on the account.

Contact a T Bank Client Relationship Manager for further information about applicable fees and terms.

T Bank