Rates

 

Deposit Rates / Annual Percentage Yield

CD Rates *

T Bank offers CD’s at competitive interest rates. We have a variety of terms to meet all your Investment needs. All our accounts are FDIC insured up to specified limits.

Term Interest Rate APY
7-14 Day 0.199% 0.20%
30 Day 0.199% 0.20%
60 Day 0.199% 0.20%
90 Day 0.199% 0.20%
180 Day 0.55% 0.55%
1 Year 1.25% 1.24%
2 Year 1.35% 1.34%
3 Year 1.40% 1.39%
4 Year 1.45% 1.44%
5 Year 1.70% 1.69%

IRA Rates *

Term Interest Rate APY
1 Year 1.30% 1.29%
2 Year 1.40% 1.39%
3 Year 1.45% 1.44%
4 Year 1.50% 1.49%
5 Year 1.75% 1.74%

T Plus Checking **

Interest Rate APY
$1,500-$24,999.99 0.099% 0.10%
$25,000-$99.999.99 0.199% 0.20%
$100,000-$249.999.99 0.249% 0.25%
$250,000-$499,999.99 0.299% 0.30%
$500,000-$999,999.99 0.299% 0.30%
$1,000,000 and up 0.299% 0.30%

T Market **

Interest Rate APY
$2,500-$9,999.99 0.299% 0.30%
$10,000-$24,999.99 0.299% 0.30%
$25,000-$99,999.99 0.349% 0.35%
$100,000-$249,999.99 0.399% 0.40%
$250,000-$499,999.99 0.548% 0.55%
$500,000-$999,999.99 0.9215% 0.9254%
$1,000,000 and up 0.9215% 0.9254%

T Personal Savings **

Interest Rate APY
Average Balance 0.498% 0.50%

T Plus Business **

Interest Rate APY
$1,500-$24,999.99 0.099% 0.10%
$25,000-$99.999.99 0.199% 0.20%
$100,000-$249.999.99 0.249% 0.25%
$250,000-$499,999.99 0.299% 0.30%
$500,000-$999,999.99 0.299% 0.30%
$1,000,000 and up 0.299% 0.30%

* Fixed Rate APY effective 09/20/2017
** Variable Rate APY effective 09/20/2017

Rates may change at any time without prior notice.
CDs & IRAs are subject to a early withdrawal penalty.
Fees could reduce earnings on the account.

Contact a T Bank Client Relationship Manager for further information about applicable fees and terms.

T Bank