Deposit Rates / Annual Percentage Yield
CD Rates *
T Bank offers CD’s at competitive interest rates. We have a variety of terms to meet all your Investment needs. All our accounts are FDIC insured up to specified limits.
| Term |
Interest Rate |
APY |
| 90 Day |
1.29% |
1.30% |
| 180 Day |
1.49% |
1.50% |
| 1 Year |
1.69% |
1.70% |
| 2 Year |
1.73% |
1.75% |
| 3 Year |
1.83% |
1.85% |
| 4 Year |
1.93% |
1.95% |
| 5 Year |
1.98% |
2.00% |
IRA Rates *
| Term |
Interest Rate |
APY |
| 1 Year |
1.69% |
1.70% |
| 2 Year |
1.73% |
1.75% |
| 3 Year |
1.83% |
1.85% |
| 4 Year |
1.93% |
1.95% |
| 5 Year |
1.98% |
2.00% |
T Plus Checking **
|
Interest Rate |
APY |
| $1,500-$24,999.99 |
0.099% |
0.10% |
| $25,000-$99.999.99 |
0.199% |
0.20% |
| $100,000-$249.999.99 |
0.249% |
0.25% |
| $250,000-$499,999.99 |
0.299% |
0.30% |
| $500,000-$999,999.99 |
0.299% |
0.30% |
| $1,000,000 and up |
0.299% |
0.30% |
T Market / T Market Commercial **
|
Interest Rate |
APY |
| $2,500-$9,999.99 |
0.299% |
0.30% |
| $10,000-$24,999.99 |
0.299% |
0.30% |
| $25,000-$99,999.99 |
0.349% |
0.35% |
| $100,000-$249,999.99 |
0.399% |
0.40% |
| $250,000-$499,999.99 |
1.425% |
1.43% |
| $500,000-$999,999.99 |
1.425% |
1.43% |
| $1,000,000 and up |
1.425% |
1.43% |
T Personal Savings **
|
Interest Rate |
APY |
| Average Balance |
0.498% |
0.50% |
T Plus Business **
|
Interest Rate |
APY |
| $1,500-$24,999.99 |
0.099% |
0.10% |
| $25,000-$99.999.99 |
0.199% |
0.20% |
| $100,000-$249.999.99 |
0.249% |
0.25% |
| $250,000-$499,999.99 |
0.299% |
0.30% |
| $500,000-$999,999.99 |
0.299% |
0.30% |
| $1,000,000 and up |
0.299% |
0.30% |
* Fixed Rate APY effective 12/02/2019
** Variable Rate APY effective 12/02/2019
Rates may change at any time without prior notice.
CDs & IRAs are subject to a early withdrawal penalty.
Fees could reduce earnings on the account.
Contact a T Bank Client Relationship Manager for further information about applicable fees and terms.
