Investments

 

Investments

T Bank clients have options. You may choose to work with your outside advisor, with our team, or both. Our clients have a diverse mix of investment products and management expertise from which to choose. At the end of the day, our priority is ensuring that you benefit from an investment allocation that best meets your needs.

Collective Funds: T Bank offers a series of comingled funds for its personal and retirement plan clients. The funds include investment styles for Large Cap Growth, Large Cap Value, Small/Mid Cap, International, Core Fixed Income, High Yield, Flexible Asset, and Alternative Asset. These funds are advised by Tectonic Advisors, LLC. Tectonic Advisors researches, monitors, and recommends managers and manager changes to T Bank Trust. Each fund is audited annually with financial reports available to participating clients.
Learn more about Collective Funds >

Individual Managers: T Bank works with clients and their outside managers. If you would like additional information, please contact us directly.

Custodians: Investments held by T Bank Trust clients, by law, are not considered assets of T Bank. Client assets are held at custodial firms for T Bank. Those are US Bank and Fidelity Investments. Investments are not held on site at T Bank.

Money Market Funds: Most T Bank Trust clients have some cash held on their account. Cash can be funds pending investment, distributions, etc. T Bank utilizes two main money market funds. Cash is generally held at an outside institutional money market fund. At times, clients may have funds in a T Bank money market fund. Funds held at T Bank are fully insured by FDIC.

The interest rate trust clients earn when funds are held at T Bank is the same rate as available for non-trust clients on the banking side with large balances.

Investment products including: stocks, bonds, mutual funds, UITs, common funds, variable life, annuities and life insurance are:

  • Not FDIC insured
  • Not guaranteed by T Bank
  • Not an obligation or deposit of T Bank
  • May involve investment risk, including the possible loss of principal amount invested.
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